No Spend Year 1 Year Update
My No Spend/Low Spend year is officially over and I want to share my experience! I must say, 2020 was probably the best year to do this. Obviously, I didn’t go into the New Year...
Read MoreMonth: December 2020
Things To Know/Do Before a No Spend (or Low Spend) Year
What is a no spend/low spend year? Well, first off you still have to pay for your bills, debt, groceries, etc. I know that’s pretty obvious, but I just wanted to clarify! Basically, you create...
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Money Goal Ideas for 2021
I love goals and I love money. So let’s run through some money goal ideas for 2021 in case you need some inspiration! Pay off $xxxx of debt Aim to pay off a specific amount...
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Why You Should Start Investing Now
Investing your money is very important and not reserved for the rich. Investing also does not require you to day trade, do hours of research on companies, or thousands of dollars. You can start investing...
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The Best Day to Pay Your Credit Card (To Increase Your Credit Score)
The timing of your credit card payments can be quite important, especially if you’re eager to increase your credit score. The timing also can effect how much interest you pay if you have revolving credit...
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Personal Finance is Personal
Throughout your financial journey, you will receive advice, opinions, and suggestions from many people. That advice may come from your family/peers, financial advisors, and/or articles and videos on the internet (including mine). Sometimes, I even...
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The Benefits of a Side Hustle
There are so many options out there for side hustles and at this point it feels as if they’re necessary for most people. Side hustles have become the norm for people who want to make...
Read More![Why You Should Track Your Net Worth [and How to Track It]](https://debtoverit.com/wp-content/uploads/2020/12/pexels-lukas-590041-768x509.jpg)
Why You Should Track Your Net Worth [and How to Track It]
Everyone has a net worth and it’s very simple to calculate. Net worth = Assets – Liabilities Assets include: Investment accounts Retirement accounts Cash Value of your home (optional) Businesses you own Liabilities are your...
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